National Community Development Production Manager
We make the home loan process as simple as possible by guiding you through every step.
National Community Development Production Manager
814242
9700 Phillips Highway
Suite 103
Elliot Santiago's (NMLS# 814242) role as National Community Development Production Manager brings over 25 years of experience in the mortgage industry helping mostly the Hispanic Community achieve their dreams and goals of home ownership. Elliot has a wide array of experience in mortgage lending that includes leading sales, processing, underwriting and closing teams as well as having a background as a Real Estate Broker. In his career, Elliot has been received multiple awards for both his high level of performance and his outstanding customer service.
Elliot was born in Puerto Rico and has been living in Jacksonville for the past 10 years with his wife and 4 children. Coming from a tropical island, one of his favorite things to do is going to the beach and having quality time with his family. He also likes to play chess and attend any outdoor sporting events.
“My commitment is to provide customer service of excellence to all of our clients as well as to exceed your expectations. Looking forward for a strong and long lasting partnership. Thanks in advance for the opportunity to work with all of you”
Visit us in Fort Myers, FL
About ME
Empowering Our Community Through 18 Years of Expert Lending Support.
With over 18 years of personal lending experience, I've had the privilege of assisting over 1500 clients, and we're committed to continuing our legacy of community impact and client satisfaction.
18
+ Years
1500
+
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
I'm here to answer allyour mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
What our customers are saying
The personalized attention.
Good person... 100 % responsibility.. and honestly
Teamwork, professionalism, great communication
Picked up at end of transaction and team was diligent in closing the escrow. Thank you. Great job.
Elliot made buying a home a little easier and was very pleasant throughout the entire process.
Elliot went above and beyond to help us buy our dream home! I am incredibly grateful of all of his assistance throughout this process. He made things easy!
The process with Elliot was amazing, we close the house in 22 days. It was faster than expected ⭐️
Elliot besides been a professional he is a human been that try to help .Very well recommended
Elliot was very knowlegeable and communicative. Made this proces a breeze!!
Elliot always made sure that the process would go smoothly and help us through what could have been a very stressful process and turned it in an easy and stress free process
Good communication with Elliot and Janet, online easy to navigate and closing no delays.
Fast response and great service
Communication and most important the short time that the whole process took to close our home. Thanks Elliot it was a pleasure to work with you and your team.
Very good communication with Elliot,Aleays Available.
They get the job done !!
The service was personas. The communication was constant and clear. Elliot and Janet were always available for me, at all times.
The communication was amazing, the process was fast, everything was great.
Excelente atencion gran experience
Elliot showed that he really cared for us as clients. He was always in contact with us to make sure we didn’t miss a beat.
The personalized attention.
Good person... 100 % responsibility.. and honestly
Teamwork, professionalism, great communication
Picked up at end of transaction and team was diligent in closing the escrow. Thank you. Great job.
Calculate Your Mortgage Payment
"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
.png)
My Home Mortgage
The ProsperityNow app is a mobile application that helps Loan Officers enhance relationships, stay ahead of the competition and close loans faster! Loan Officers stay front and center with individually branded apps!
